Wealth Weekly #12

Tokenised Real Estate: Own Property Without a Mortgage

🔑 Intro

What if you could own part of a rental property in Dubai… for £10?

No banks. No mortgages. No tenants calling at 2AM.

Welcome to tokenised real estate — where the next generation builds property wealth.

1️⃣ How It Works

A property is split into digital shares called tokens.

When you buy a token, you own a fraction of that real building.

• Earn rental income

• Benefit if the property price rises

• Invest globally — from your phone

Example:

A £1,000,000 apartment building

→ 1,000,000 tokens → £1 each

Buy 1,000 tokens (£1,000 investment):

• If rent returns = 6% → earn £60/year passively

• If value rises 10% → tokens now worth £1.10 → £100 gain

You profit twice:

value growth + rental income

2️⃣ Why It Matters Today

Traditional property requires:

• Huge deposits

• Mortgage approvals

• Legal fees

• Maintenance & management

Tokenisation solves that:

• Start with small amounts

• No landlord headaches

• Buy property internationally

• Easy diversification

Real estate wealth shouldn’t only belong to homeowners.

This levels the playing field.

3️⃣ Where Can You Invest?

Here are 3 platforms giving everyday people access to tokenised rentals :

Always choose regulated and fully-backed properties

(check for audited legal structures)

4️⃣ The Risks (Simple + Clear)

No investment is perfect. Watch for:

• Platform shutdown risk

• Liquidity (may take time to sell tokens)

• Regulatory changes (still a new sector)

We will always teach both sides at TSWB.

5️⃣ How You Can Start Smart

You don’t need to rush — start with:

• £10–£100 tests

• Pick one property you actually understand

• Compare historical occupancy rates

• Check monthly yield consistency

Smart beginner strategy:

“1 test property → 90 days → review returns → diversify”

📘 Word of the Week: “Tokenisation”

Definition:

Turning real assets into digital, tradeable shares on a blockchain.

Simple meaning:

“You own real property — as digital slices.”

This word will become normal in finance within 5 years.

🔮 Prediction

Tokenised rental properties will outperform traditional buy-to-let returns for small investors — due to lower costs and global diversification.

🚀 Bold Prediction

By 2030, more first-time investors will own tokenised property than physical property in their home country.

Final Message

Property created millionaires for centuries.

Tokenisation will create the next generation of millionaires — without gatekeepers.

Wealth should be accessible, not exclusive.

Stay early. Stay informed. Stay invested.

— The Simple Wealth Blueprint